Stripe pricing
Market leader. Maturity: Established (12 months or more). Replaces Gumroad. Last checked 2026-10-20.
Visitors who say they use Stripe: none yet. Self-reported, anonymous, and never used for order.
| plan | from $/mo | billed | source | checked |
|---|---|---|---|---|
| Payments | $0 | per payment (fee on each sale) | pricing page | 2026-10-20 |
| Payments + Managed Payments | $0 | per payment (fee on each sale) | pricing page | 2026-10-20 |
Payments: Stripe Payments 2.9% + 30¢ for domestic cards, plus Stripe Billing at 0.7% of billing volume (pay as you go), which subscriptions need. You are the seller of record, so sales tax and VAT are yours to collect and file. Worked out as 2.9% + 0.7% in add-on fees of each $29 payment + $0.30 a payment, for 50, 200, 500 and 2,000 paying customers.
Payments + Managed Payments: The Payments plan plus Managed Payments, Stripe's merchant of record service, at 3.5% per successful transaction on top of Payments fees. Worked out as 2.9% + 4.2% in add-on fees of each $29 payment + $0.30 a payment, for 50, 200, 500 and 2,000 paying customers.
features recorded
| feature | status | from plan | note |
|---|---|---|---|
| Sales tax and VAT handled for you | yes | Payments + Managed Payments | Managed Payments is 3.5% on top of Payments fees. It is for digital products and does not support every integration (see limits). |
| Subscriptions (recurring billing) | yes | Payments | Through Stripe Billing, 0.7% of billing volume on pay as you go; included in the cost here. |
| Usage-based billing | yes | Payments | Basic metered billing is part of Billing pricing. |
| Software licence keys | not stated | - | |
| Checkout with PayPal | not stated | - | |
| No extra fee on international cards | no | - | +1.5% for international cards and +1% if currency conversion is required. |
| Invoices for your customers | add-on | Payments | Invoicing is 0.4% per paid invoice; post-payment invoices on one-off purchases are 0.4% with a $2 cap. |
limits: why people look elsewhere
| limit | what the vendor says | source | checked |
|---|---|---|---|
| international | +1.5% on international cards, +1% when currency conversion is needed; not in the cost shown | source | 2026-10-20 |
| managed-payments | Not supported with Stripe Connect, embedded components (Elements) or subscriptions created outside Checkout and Payment Links | source | 2026-10-20 |
| disputes | $15 per dispute received | source | 2026-10-20 |
compare
- +Cheaper alternatives to Stripe: what each costs at every size, and what you would lose.
- +Gumroad alternatives: how Stripe compares.
- +All payments tools, including Creem, Dodo Payments, Gumroad, Lemon Squeezy, Paddle.
switches
Reported switches to Stripe from other listed tools: none yet. Self-reported by visitors, shown as a raw count, and never used for ranking.
What people said they gave up (read first, one person's view each):
proof signals
- +npm package stripe published since September 2011
details
- website
- stripe.com
- hosting
- managed
- open source
- no